Statewide Texas Coverage

Car Insurance for Every Texas Driver.

From El Paso to Houston, Dallas to the Rio Grande Valley — we help drivers across the Lone Star State secure the coverage they need. No matter your driving history, vehicle type, or location.

All Drivers Welcome Multi-Policy Discounts 5-Star Service

Texas Car Insurance — By the Numbers

Real data from our statewide risk advisors, serving Texas drivers with fact-based protection strategies.

Registered Vehicles

24M+

Texas has over 24 million registered vehicles — more than any other state. We help drivers across this vast landscape find the right coverage.

Uninsured Motorists

14%

An estimated 14% of Texas drivers lack insurance. Our UM/UIM coverage ensures you are protected when the other driver is not.

Annual Miles Driven

16K+

Texas drivers average over 16,000 miles per year — significantly higher than the national average. More miles mean more exposure.

Multi-Policy Savings

Up to 25%

Bundling your auto with home, life, or business insurance can unlock multi-policy discounts of up to 25%. We coordinate all lines to maximize your savings.

All-Driver Promise

Every Texas Driver Deserves Coverage

We are licensed to help every driver across the state of Texas — regardless of your driving history, the type of vehicle you drive, or where you call home. Whether you have a perfect record or need high-risk coverage, we find solutions.

Our agency operates as a comprehensive risk advisory group, offering a full suite of premier asset protection products — including home, life, business, and umbrella liability — with tier-one carriers that match national standards. By coordinating all your insurance lines, we maximize your multi-policy discounts while ensuring every asset is properly protected.

No driver is turned away. If we cannot write a policy directly, our extensive referral network ensures we will find someone who can. Your coverage is our priority.

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All Drivers Welcome
2
Multi-Policy Coordination
3
5-Star Agency Rating
Your Choice

Get a Quote Online

Complete your quote entirely online from any device. No obligation, no pressure — just fast, accurate rates from multiple top-tier carriers.

Speak with an Advisor

Prefer to talk it through? Our licensed advisors are ready to answer your questions, explain coverage options, and tailor a policy to your needs — all over the phone.

Virtual Consultation

Meet face-to-face from anywhere. Our virtual consultations bring the same personal service as an in-office visit — no travel required.

Texas Driving Risks — Addressed Locally

#1 Risk

Uninsured Motorist Exposure

Texas has one of the highest rates of uninsured drivers in the nation. Our comprehensive coverage options include robust uninsured/underinsured motorist (UM/UIM) protection, ensuring you are not left paying out of pocket when the other driver lacks coverage.

Critical Gap

Minimum Limits Are Not Enough

The Texas state minimum liability limits are 30/60/25 — $30,000 per person for bodily injury, $60,000 per accident, and $25,000 for property damage. In a serious accident, these limits can be exhausted quickly. We recommend higher limits and umbrella coverage to protect your assets.

Smart Strategy

Multi-Policy & Multi-Car Discounts

Bundling your auto insurance with home, life, or business coverage unlocks significant savings. Additionally, insuring multiple vehicles on the same policy generates multi-car discounts. We coordinate all your lines of coverage to maximize every available discount.

Virtual & In-Person

Book a Consultation — Your Way

Whether you prefer to handle everything online, speak with an advisor over the phone, or meet face-to-face via virtual consultation, we make it easy. Our team is ready to answer your questions and find the right coverage.

No matter where you are in Texas — from the Panhandle to the Gulf Coast — we are here to serve you. Our statewide license means we can help drivers in every county, from Harris to Dallas to Bexar.

Call
972-987-1628
Hours
Mon–Fri 8:00 AM – 7:00 PM
Service Area
All 254 Texas Counties
Online Quote
Complete your quote from any device — fast and obligation-free
Phone Consultation
Speak with a licensed advisor — we'll walk you through every option
Virtual Meeting
Face-to-face from anywhere — no travel, no hassle, no obligation
Why Texas Drivers Choose Us

The Right Coverage,
Every Time.

We are a comprehensive risk advisory group serving drivers across the entire state of Texas. Our team is licensed to help every driver — regardless of driving history, vehicle type, or location. We work with tier-one carriers that match national standards, and we coordinate all lines of insurance to maximize your multi-policy discounts.

Our 5-star agency rating reflects our commitment to service, transparency, and advocacy. When you choose us, you get a dedicated partner who stands by you through every step — from quote to claim.

No driver turned away. If we cannot write a policy directly, our extensive referral network ensures we will find someone who can. Your coverage is our commitment.

⭐ 5-Star
Agency Rating
254
Counties Served
0%
Obligation Quotes
15+
Top-Tier Carriers

Texas Car Insurance — Frequently Asked Questions

Every question fully answered in plain view — no accordions, no hidden content.

What are the Texas state minimum car insurance requirements?
Texas law requires drivers to carry minimum liability limits of 30/60/25 — $30,000 per person for bodily injury, $60,000 total per accident, and $25,000 for property damage. However, these minimums are often insufficient in serious accidents. We recommend higher limits and additional coverage options for better protection.
Can I get car insurance if I have a poor driving record or a DUI?
Yes. We specialize in helping every Texas driver, regardless of their driving history. If you have a DUI, multiple accidents, or a suspended license, we can connect you with carriers that offer high-risk coverage. Our extensive referral network ensures we find a solution for every driver.
What is uninsured/underinsured motorist (UM/UIM) coverage and why do I need it?
UM/UIM coverage protects you when you are in an accident with a driver who has no insurance or insufficient coverage to pay for your injuries and damages. With an estimated 14% of Texas drivers uninsured, UM/UIM is essential protection that safeguards you from financial loss caused by uninsured motorists.
How much does car insurance cost in Texas on average?
The average annual cost of full coverage car insurance in Texas is approximately $1,800 to $2,200, while minimum coverage averages around $600 to $800 per year. However, your actual rate depends on multiple factors including your driving record, age, vehicle type, coverage limits, and deductible choices. We compare multiple carriers to find you the best rate.
What discounts are available for Texas car insurance policies?
Texas drivers can save through multi-policy discounts (bundling auto with home, life, or business), multi-car discounts (insuring multiple vehicles), safe driver discounts, good student discounts, and defensive driving course credits. We identify every discount you qualify for to maximize your savings.
Do you offer coverage for commercial vehicles or business auto insurance?
Yes. As a comprehensive risk advisory group, we offer commercial auto insurance for business vehicles, fleets, and company-owned cars. We also coordinate business insurance, general liability, and workers' compensation to provide complete asset protection for Texas business owners.
Start Your Quote Today

Texas Car Insurance —
No Obligation. No Pressure.

Get your quote online, over the phone, or via virtual consultation. Our 5-star team is ready to help you find the right coverage at the right price.
No driver is turned away. Call today — we're here for you.

Mon–Fri 8 AM – 7 PM All Drivers Welcome 5-Star Agency Rating
InsureMyFrisco Logo

Your trusted local risk advisor, dedicated to protecting North Texas families with personalized home insurance solutions.

Frisco Office

425 Old Newman Rd.

Suite 204

Frisco TX, 75036

Call: (972) 987-1628

Coverage Options

  • Homeowners Policies
  • Wind & Hail Protection
  • Flood Insurance
  • High-Value Home Coverage
  • Umbrella Liability

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